Articles

Find out how joining the electoral register can boost your credit score and improve your chances of car finance approval, even with a limited credit history.

Wondering why your credit score dropped unexpectedly? Find out why credit scores change and how they impact car finance applications.

Can pensioners get car finance in the UK? Discover how retirement income, credit score, and age impact car finance eligibility, plus tips to make your application stronger.

Conditional sale (CS) finance is another option to consider when it comes to buying a car. Here we’ll explore the details of CS finance and look at how it compares to other car financing agreements.

Discover the credit score you need for car finance and how it affects approval, rates, and loan terms.

Car finance payments can sometimes feel like a big commitment, especially when life changes or unexpected expenses arise. Whether you’re looking for more breathing room in your budget or just trying to make things a little easier, there are several ways you may be able to reduce your monthly car finance payments. Let’s take a look.

Trying to understand why you were initially approved for car finance and then declined? Explore the financing process, common reasons and next steps.

Discover if you can get car finance for a private sale. Find out all about lender requirements, finance options, and the differences with private purchases.

Personalized plates are more popular than ever, but if your car is financed, you’ll need permission from your provider first.

In this guide, we break down what excess mileage charges are, how they're calculated, and offer tips on how to avoid them.

When applying for car finance, the words ‘approved in principle’, or AIP, will come up – but what does this mean?

Planning to modify a financed car? Learn the dos and don’ts to avoid potential issues in this quick guide.

Considering a secured loan? Learn the essentials and what lenders look for to make an informed decision in this quick guide.

Considering financing two cars? Explore key factors to know before applying for a second car loan in this helpful guide.

Unfortunately, the short answer is no, but don’t worry – there are still options available if you want to change your financed car. Let’s explore why finance agreements are specific to a single vehicle and what you can do if you’re looking to make a switch.

Missing payments on unsecured loans can harm your finances. Find out about the risks and discover the steps you can take to get on top of your debt in this concise guide.

Getting car finance can feel daunting at times, especially if you’re still on a provisional licence. You might be wondering if it's possible to secure a loan before you’ve passed your driving test. The good news? Yes, you can! 

Looking to finance a used car? You’re in the right place. Used cars are a great choice for getting more bang for your buck, and with the right finance option, they’re more accessible than ever. No matter if it’s your first car or you’re ready for an upgrade, knowing how to finance a used car can make a world of difference. 

It's probably one of the biggest purchases you will make in your life, and you want to be completely happy. But sometimes your purchase might not match your expectations or there may be a fault with the car. If the dealer hasn't been able to help, you can follow up with your finance provider.

You’re ready to get your own car – whether to make the commute easier, for weekend trips, or just to have a bit more freedom. But when you haven’t got a credit history, car finance can seem a bit out of reach. So, can you get car finance with no credit history?  Here’s the thing: even without a credit record, car finance is still possible. It might take a bit more research, and there’s no guarantee, but there are options out there. In this guide, we’ll break down what lenders look for and the steps you can take to help you secure finance, even if you’re starting from scratch.

Thinking about taking out a £10,000 bank loan to finance your next car? Join us as we explore everything you need to know about the costs involved. We’ll look at interest rates, repayment terms, and show you how to calculate your monthly payments. By the end, you'll have a clear picture of what to expect and how to plan your budget. Let's break down those numbers!

If you’re ready to finance your next car, you might be thinking of getting a personal loan. But how does a personal loan affect your credit score?

Thinking about buying a new car with the help of finance and wondering if a personal loan goes into your bank account? Whether this is the first time you’re using a loan to buy a car or you simply need a refresher on how it works and how you’ll receive the funds, we’ve got all the info you need. Let’s get started!

There’s no such thing as a minimum credit score that will guarantee you credit. But it’s certainly true that the better your credit score, the better your chances of being approved for a loan. Read on to find out how to get there.

You can use your personal loan for various personal expenses. However, you can’t and shouldn’t just do whatever you want with it. There are certain restrictions and limitations. Knowing these limitations will helps you stay on the right side of the law and avoid financial trouble so let’s find out the kinds of things you shouldn’t be relying on a personal loan for.

If you’re thinking about financing a car, you may have heard about guarantors. A guarantor is someone who agrees to pay a borrower’s debt if they fail to meet their payments. But should you get car finance with or without one?

Buying a car is undoubtedly exciting, but the finance side of things can be a little confusing at times. One of the more common questions we often hear is: ‘Do I own my car if it’s on finance?’, so let’s clear things up.

When you take out a car loan, or any loan, this gets reported to credit agencies and the loan appears on your credit report, where it will stay for several years. How you manage your loan payments will affect your credit score and your credit history positively or negatively.

Crashing your car is stressful enough, but it can feel even more complicated if the car is financed. If you find yourself in this situation, it’s important to know what steps to take next. This guide will walk you through what to do if you crash a financed car.

The only thing worse than having a car stolen, is having a car on finance stolen. If you’re still paying it off, it can feel like adding insult to injury. Thankfully car theft is rare, but it does happen. If it happens to you, try not to panic, there are things you can do to make the whole experience easier to deal with. Grab yourself a cuppa and read on.

If you’re thinking of applying for a mortgage, you might be wondering if car finance has any effect on your chances of being successful. Any new application for credit will result in a review of your existing commitments and payment history. Let's look at the detail.

Getting a car is a dream for many young people, and for students, it can change their lives. But is it possible for students to get car finance?

Unsure of your remaining car finance? Don’t worry – our guide explores the ways you can find out how much car is finance left on your car.

If you have a car finance agreement and you want to end it early, the settlement figure is the amount of money you need to pay to close the loan.

Gain a clearer understanding of what’s involved, and the time it takes, to access a secured loan.

Providing that the other person has a full clean driving licence and that the appropriate insurance is in place, then yes – another person can drive your financed car. Read on for the must-know rules.

When you apply for car finance, the finance company will run some checks on you. Here’s everything you need to know about what you can expect.

Keeping your financial well-being in check will undoubtedly mean questions along the way. This article explores the impact that taking out car finance has on your credit score.

Ever wondered about car finance but worry that it is hard to get? We’ve got you covered. Gain practical insights and useful tips to help you on your way to car finance success.

Discover what defines a bad credit score. Get an understanding of the detail so you can make better financial decisions and understand credit challenges.

Ready to apply for a secured loan? Make sure you’re up to speed with everything you’ll need for a hassle-free car finance application.

If your circumstances change, you might wonder if it’s possible to transfer your car finance to another party. Here, we assess your options.

Ever wondered why banks lean towards secured or unsecured loans? Let's dive into the world of loans, exploring the details behind their choices.

Demystify the costs of car finance in the UK with our comprehensive guide. Here, we uncover exactly how much car finance will cost you, giving you essential insights for informed decision-making.

Starting the exciting, but daunting prospect of financing a car for your daughter? Here we look at the options and help you get a better understanding of car finance, allowing you to make informed decisions and support her automotive dreams.

Navigating car finance can be challenging, especially when faced with application refusal. Here we explore common pitfalls in the application process and gain insights into how to confidently overcome obstacles on your journey to approval.

Ready to dive into the nitty-gritty of car financing? Our guide, 'Understanding the downsides to financing a car', spills the beans on what to watch out for, so you can cruise through the process with confidence. Let's break it down!

Buying a car with finance can be thrilling, but questions about ownership can quickly put the brakes on your excitement. Worry not! Here we unpick the sometimes-confusing world of V5C names and car finance, clarifying who’s legally responsible and offering safe routes for the road ahead.

As the UK motor industry recovers from the pandemic, we explore the trends that could shape the future of the sector, for manufacturers, dealers and customers alike.

Phillip Williams, Co-Founder and Director of Oodle Car Finance, predicts a bumpy road for the first six months – but a brighter outlook for the second half of the year. The automotive industry has always been a remarkably resilient trade and we’ve seen this in abundance in 2023. Despite the cost of living crisis and the Russian invasion of Ukraine, both sales and prices have held up.

From time to time, you may not need to use your car. This could be due to illness, because you’re away, you’re trying to save money on fuel, or simply down to bad weather. Whatever the reason, the last thing you want is for your car to conk out while it’s not being used. Read on to find out how to keep your car in good shape if you won’t be driving it for a while.

As winter finally begins to bite, now is the time to make sure that both you and your car are as well prepared as possible for the colder months ahead.

We were delighted to sponsor Automotive Management’s latest live event November 10th 2022 that included a lively IDMA panel session discussing the top 5 steps to success for independent used car dealers. Phil Williams joined Umesh Samani, Jim Reid and Stuart Saunders to unpick the key challenges facing the industry and examine how independents can position themselves for success.

White goods, TVs, stereos and other big household purchases were once considered important enough to warrant a visit to a store

Most independent garages (and those attached to dealerships) and MOT Centres’ remained open during lockdown

If you are currently in a payment break, we will contact you around 20 days before your next payment is due. There is no need to contact us before then.

When will local dealerships be opening post-covid?

As restrictions around the Coronavirus begin to ease, more people will be venturing out in the vehicles and for some, especially whereby their cars have been stationary for a while, this is when faults and anomalies become more apparent.

What household products can I use to clean my vehicle?

Should I turn my vehicle on if I am not using it frequently?

I’m not using my vehicle frequently, will my vehicle brakes begin to seize up?

Extraordinary levels of employee engagement cited by judges

With the start of the new year comes a new opportunity for Oodle, and we’re excited to announce that we will be sponsoring Gloucestershire and Worcestershire professional netball team Severn Stars for the upcoming season!

Trade Price Cars Racing can today confirm that reigning MINI Challenge champion James Gornall will complete its driver line-up for the 2020 Kwik Fit British Touring Car Championship season.

Trade Price Cars Racing is pleased to announce the signing of rising star Bobby Thompson for the 2020 Kwik Fit British Touring Car Championship season.

The road ahead for car buying

What will we be driving in the next 10 years? Diesel? Electric? Hybrid? Hydrogen?