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I have a warranty arranged with my vehicle, will a payment break effect this?

In the case of a full payment break, it’s important to bear in mind that any insurance, warranty, MOT or other add-on product, such as breakdown cover which you might have arranged for your vehicle might not cover the period during which the final repayment(s) now fall due because the payments deferred as part of the payment break will be collected after your agreement would otherwise have ended if you had not had a full payment break.  

You will need to speak to the provider of the insurance, warranty or other add-on product to discuss the options they might be able to offer, as well as ensure the vehicle remains up to date with MOT and servicing as required. 

The payment break could also therefore have had a negative impact on the value of the vehicle when you become the owner, depending on vehicle values at that time. 

You will need to continue to insure and care for your vehicle during any full payment break or reduced payment option period, and in addition, for the final months of repayments which have been deferred in the case of a full payment break.