Frequently Asked Question

Oodle's top five things you can do to improve your credit score are:

 Register on the electoral roll. If your names not on there, you’ll find it much harder to get credit.

 Pay your bills on time. This proves to lenders you’re capable of managing your finances. 

 Keep your credit card low. Try and keep your credit utilisation at 25% or lower. 

 Check if you’re linked to another person. Even if they’re your loved one, if their credit rating is low and you have a joint account it could affect your personal rating.

 Clear any existing debt. Lenders are less likely to lend to you if you already have a lot of existing debt.

What can I do to improve my credit score?