What is a credit score?

A credit score is a number that evaluates a consumer’s creditworthiness based on their credit history. 

 Lenders use credit scores to figure out how likely it will be that a consumer will repay his or her debts in time, on time. The higher the number, the lower the risk to the lender. 

 Oodle uses your credit score to decide whether to lend to you and how to structure the finance arrangement.