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Finance and search for your next car in minutes

Fill in our easy used car finance application form or work out how much your car finance could cost using our HP car finance calculator

What is your credit rating like?

How much do you want to borrow?

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How long do you want to borrow it for?

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{{ defaults.maxTerm }} months
Monthly payments
£{{ calculator.monthlyAmount | currency : "" : 0 }}
Borrowing
£{{ calculator.wantToBorrow.number | currency : "" : 0 }}
Apply now for your personalised, no-obligation quote
Representative Example: With hire purchase credit of {{ calculator.wantToBorrow.number | currency : "£" : 0 }} over {{ calculator.term.totalMonths }} months based on a cash price of {{ calculator.wantToBorrow.number | currency : "£" : 0 }} with no deposit, a fixed interest rate of {{ calculator.creditRating.hpRate }}% flat per annum and a representative APR of {{ calculator.apr | number: 2 }}%, the amount payable would be {{ calculator.monthlyAmount | currency : "£" : 0 }} a month, with a total cost of credit of {{ calculator.creditCost | currency : "£" : 0 }} and total amount payable of £{{ calculator.totalRepayable | number: 2 }} the total amount payable includes a £{{ defaults.docFee }} documentation fee and £{{ defaults.optFee }} option to purchase fee.
  • This calculator is for illustrative purposes only
  • The calculated monthly repayment is not a quote or an offer of finance
  • Our finance rates vary and depend on individual circumstances
  • You will not own the vehicle until you have made the final payment and the Option to Purchase fee
  • Lending is subject to status and available to applicants over 18 years old
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