I have a student overdraft, can I get a loan?
Generally a student overdraft doesn’t affect your credit rating. As long you’re still in the time frame of paying it off, you should be ok and able to purchase a car through Oodle.
Our credit check will look at other direct debits you have and whether you pay these on time, for example a mobile phone contract. We also recommend you are on the electoral roll – this will help you in a big way.
Alternatively, if you’re concerned or haven’t been great at paying direct debits on time for one reason or another, you could always apply with a guarantor.