Will a payment break effect my payment term?
A payment break will not be a variation of your agreement. The total number of monthly payments still due will remain the same as before your payment break began.
You will need to resume making your regular repayments once your payment break period has ended, for the number of monthly repayments still unpaid before the break period.
Therefore, the final three repayments will be payable in the three months after your agreement would otherwise have ended. You will own the vehicle once all your payments have been made.