NEWS: FCA announcement on discretionary commission arrangements (DCAs)

Oodle customers are not impacted

Car finance that's actually simple

Say hello to confidence. Find out if you’ll be approved for car finance with Oodle in just a few minutes, without affecting your credit score.

Say hello to confidence. Find out if you’ll be approved for car finance with Oodle in just a few minutes,
without affecting your credit score.

Say hello to confidence. Find out if you’ll be approved for car finance with Oodle in just a few minutes,
without affecting your credit score.

x.xx% APR Representative

Confident car finance with Oodle. Skip the hard parts.

Confident car finance with Oodle.
Skip the hard parts.

Confident car finance with Oodle. Skip the hard parts.

We cut out the unnecessary steps to make getting a car loan
fast and stress-free.

We cut out the unnecessary steps to make getting a car loan fast and stress-free.

We cut out the unnecessary steps to make getting a car loan fast and stress-free.

Step 1

Step 1

Apply online
Find out if you're pre-approved
in seconds

Apply online
Find out if you're pre-approved
in seconds

Apply online
Find out if you're pre-approved
in seconds

A smartphone screen displaying a pre-approval agreement from Oodle oan pre-approval for up to £10,000 at 15.9% APR, £225/month for 60 months. Loan range: £2,500 to £25,000 for 12-60 months at 15% APR.
A smartphone screen displaying a pre-approval agreement from Oodle oan pre-approval for up to £10,000 at 15.9% APR, £225/month for 60 months. Loan range: £2,500 to £25,000 for 12-60 months at 15% APR.

Step 2

Step 2

Get accepted
You’ll have your money in your account the next working day

Get accepted
You’ll have your money in your account the next working day

Get accepted
You’ll have your money in your account the next working day

Screenshot of successful application and money transfer.

Step 3

Step 3

Shop anywhere
Including one of our trusted dealers.

Shop anywhere
Including one of our trusted dealers.

Shop anywhere
Including one of our trusted dealers.

Website displaying various cars for sale, including models like Citroen C4 X, MG MG3, BMW 1 Series, and Hyundai i10, with prices and monthly payment options. A banner on the right side promotes financing with Oodle.
Website displaying various cars for sale, including models like Citroen C4 X, MG MG3, BMW 1 Series, and Hyundai i10, with prices and monthly payment options. A banner on the right side promotes financing with Oodle.
A black Audi parked in an outdoor carpark.
Grey Toyota parked outside open garage.


Website displaying various cars for sale, including models like Citroen C4 X, MG MG3, BMW 1 Series, and Hyundai i10, with prices and monthly payment options. A banner on the right side promotes financing with Oodle.
Website displaying various cars for sale, including models like Citroen C4 X, MG MG3, BMW 1 Series, and Hyundai i10, with prices and monthly payment options. A banner on the right side promotes financing with Oodle.

Calculate monthly car finance payments

Calculate monthly car finance payments

Calculate monthly car finance payments

The world of car finance can be a confusing one – but we’re here to help simplify things. Use our car finance calculator to help you decide whether car finance could be a good option for you, without affecting your credit rating. The calculator will give you a good idea of what your monthly payments could look like based on how much you’re looking to borrow.


Don’t worry, you’re not committing to anything; this tool is simply a useful guide to help you figure out a budget that suits you best before you complete a full application for car finance.

The world of car finance can be a confusing one – but we’re here to help simplify things. Use our car finance calculator to help you decide whether car finance could be a good option for you, without affecting your credit rating. The calculator will give you a good idea of what your monthly payments could look like based on how much you’re looking to borrow.


Don’t worry, you’re not committing to anything; this tool is simply a useful guide to help you figure out a budget that suits you best before you complete a full application for car finance.

Trustpilot logo with 4.5/5 star rating.

Rated Excellent

Over 10,000 reviews on Trustpilot

  • Great company to use

    Have to say as a finance company they were really professional and diligent from start to finish. The car of my choice had been sold but within minutes I had a selection of the same model to choose from. A couple of calls later, it was all sorted and the car will be ready for me to pick up. found the website really easy to navigate as well.

    Greig Pow

    01 August 2024

  • Really quick and easy

    Really quick and easy. I applied for finance and it was paid out the same day. I applied through my Experian account. Oodle spoke to the garage and arranged everything. The only issue was that Oodle told the garage I expected £1000 for my part ex rather than allowing me to try and haggle for more money. Friendly staff, useful website and app.

    Laura Wood

    29 July 2024

  • Quick decision

    Quick decision. I didn't think I would get any finance, but I was able to get a reasonable arrangement to enable me to buy a car, which is essential to my job. Delighted.

    Sarah Jayne Thomas

    25 July 2024

  • So fast and professional

    Just so fast and professional my car broke down on the Monday and picked my new car on the Wednesday thank you you made it so smooth and comfortable to apply

    Susan Pickwell

    31 July 2024

  • Awesome

    From the outset this company were brilliant. Nice smooth Transaction. I would highly recommend. Thank you so much for you professionalism and eager to help. All the best.Chris W

    Chris Walker

    03 Jun 2024

  • Fast and stress free process

    Fast and stress free process, I was really happy with how quick and simple it was to use OODLE, I look forward to using them as my finance provider

    J Williams

    03 Jun 2024

Trustpilot logo with 4.5/5 star rating.

Rated Excellent

Over 10,000 reviews on Trustpilot

  • Great company to use

    Have to say as a finance company they were really professional and diligent from start to finish. The car of my choice had been sold but within minutes I had a selection of the same model to choose from. A couple of calls later, it was all sorted and the car will be ready for me to pick up. found the website really easy to navigate as well.

    Greig Pow

    01 August 2024

  • Really quick and easy

    Really quick and easy. I applied for finance and it was paid out the same day. I applied through my Experian account. Oodle spoke to the garage and arranged everything. The only issue was that Oodle told the garage I expected £1000 for my part ex rather than allowing me to try and haggle for more money. Friendly staff, useful website and app.

    Laura Wood

    29 July 2024

  • Quick decision

    Quick decision. I didn't think I would get any finance, but I was able to get a reasonable arrangement to enable me to buy a car, which is essential to my job. Delighted.

    Sarah Jayne Thomas

    25 July 2024

  • So fast and professional

    Just so fast and professional my car broke down on the Monday and picked my new car on the Wednesday thank you you made it so smooth and comfortable to apply

    Susan Pickwell

    31 July 2024

  • Awesome

    From the outset this company were brilliant. Nice smooth Transaction. I would highly recommend. Thank you so much for you professionalism and eager to help. All the best.Chris W

    Chris Walker

    03 Jun 2024

  • Fast and stress free process

    Fast and stress free process, I was really happy with how quick and simple it was to use OODLE, I look forward to using them as my finance provider

    J Williams

    03 Jun 2024

Trustpilot logo with 4.5/5 star rating.

Rated Excellent

Over 10,000 reviews on Trustpilot

  • Great company to use

    Have to say as a finance company they were really professional and diligent from start to finish. The car of my choice had been sold but within minutes I had a selection of the same model to choose from. A couple of calls later, it was all sorted and the car will be ready for me to pick up. found the website really easy to navigate as well.

    Greig Pow

    01 August 2024

  • Really quick and easy

    Really quick and easy. I applied for finance and it was paid out the same day. I applied through my Experian account. Oodle spoke to the garage and arranged everything. The only issue was that Oodle told the garage I expected £1000 for my part ex rather than allowing me to try and haggle for more money. Friendly staff, useful website and app.

    Laura Wood

    29 July 2024

  • Quick decision

    Quick decision. I didn't think I would get any finance, but I was able to get a reasonable arrangement to enable me to buy a car, which is essential to my job. Delighted.

    Sarah Jayne Thomas

    25 July 2024

  • So fast and professional

    Just so fast and professional my car broke down on the Monday and picked my new car on the Wednesday thank you you made it so smooth and comfortable to apply

    Susan Pickwell

    31 July 2024

  • Awesome

    From the outset this company were brilliant. Nice smooth Transaction. I would highly recommend. Thank you so much for you professionalism and eager to help. All the best.Chris W

    Chris Walker

    03 Jun 2024

  • Fast and stress free process

    Fast and stress free process, I was really happy with how quick and simple it was to use OODLE, I look forward to using them as my finance provider

    J Williams

    03 Jun 2024

Trustpilot logo with 4.5/5 star rating.

Car finance that's actually simple

Car finance that's actually simple

Car finance that's actually simple

Whether you’re after your dream car, thinking about switching to electric, or just need a bit more space in the boot, an Oodle Car Loan could help you cover the cost.

Fast application - money
in your account next
working day.

Fast application - money
in your account next working day.

Your car, your rules.
It’s yours from day one.

Shop anywhere or choose
a trusted dealer.

Excellent rated,
dedicated UK team.