NEWS: FCA announcement on discretionary commission arrangements (DCAs)

Oodle customers are not impacted

How Oodle works


Sort the finance

Set your budget, and we'll pre-approve your finance application within minutes so you're good to go.


Choose your car

Browse thousands of cars online from one of our trusted dealers.


Ready to buy

Once you've chosen the right car – you're ready to buy. Our team will help every step of the way!

Car finance made simple

Guide to car finance

Starting your car buying journey and looking at car finance options can be quite intimidating. It may be one of the biggest financial decisions you make beyond buying a home, and between all the different car finance companies, abbreviations and jargon, it can be tough to know what’s right for you.

Credit scores

Your credit score evaluates your creditworthiness, based on your spend history – it accounts for things like whether you’ve kept on top of finance repayments and how much you’ve borrowed.

Hire purchase agreements

Hire purchase is just one of several ways that lenders typically offer to finance your next car by paying monthly, as opposed to paying the full amount in one go. But what is it, and what are the benefits of this type of finance agreement?

Car loans

A car loan is another way of financing a new or used car. Car loans work slightly differently to other finance products, such as hire purchase and personal contract purchase. Learn more about them and discover why a car loan might be right for you.

Need more help?

Head over to our Help Centre to find out more about car finance, our application process, and what to expect at every step of your Oodle journey.