We don't just finance cars,
We finance people

We don't just
finance cars,
We finance people

Getting car finance can feel daunting, but with Oodle Car Finance, you can apply for pre-approval to know exactly how much you can borrow —without impacting your credit file unless you decide to proceed. Then, focus on the fun part: shopping for your new wheels with our network of trusted dealers. We've already helped over 250,000 customers find the right finance, and our 12,000+ Trustpilot reviews speak for themselves.

Getting car finance can feel daunting, but with Oodle Car Finance, you can apply for pre-approval to know exactly how much you can borrow —without impacting your credit file unless you decide to proceed. Then, focus on the fun part: shopping for your new wheels with our network of trusted dealers. We've already helped over 250,000 customers find the right finance, and our 12,000+ Trustpilot reviews speak for themselves.

How it works

How it works

Our mission is to empower our customers

Our mission is to empower our customers

Delivering simple experiences, straightforward lending products, and compassionate support. We aim to instill confidence from the application to the final payment - and beyond.

Treated with respect

Very simple to apply. Never felt stressed at any time. Communication was excellent. Highly recommened.

Mr Kenneth Gordon

Oodle approved dealers

Oodle approved dealers

Oodle approved dealers

We work with over 300 dealers across the UK, and we're always adding more. If you're a dealership and want to partner with us, we’d love to hear from you

We work with over 300 dealers across the UK, and we're always adding more. If you're a dealership and want to partner with us, we’d love to hear from you

We work with over 300 dealers across the UK, and we're always adding more. If you're a dealership and want to partner with us, we’d love to hear from you

Partner with us

Partner with us

300+

Dealers

12k+

Trustpilot reviews

Work with us

Our award-winning team

Our award-winning team

Our award-winning team

Everyone has a place at Oodle. We've enjoyed rapid growth over the last seven years and we continue to bring more Oodlers into the family. Our team is now made up of over 450 people with offices in 3 different locations. Interested in joining the team? Take a look at our career page for the latest opportunities.

Explore Oodle careers

Explore Oodle careers

The UK's 100 best large companies to work for 2021
SME news Business Elite Awards 2021: Oodle Car Finance Best Car Financing Company, 2021
Winner 2019 MotorFinance
International asset finance network awards winner 2019: UK and Europe independent lessor of the year

Rates from 10.9% APR, representative 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

NEWS Aug 2024: FCA announcement on discretionary commission arrangements (DCAs)

Oodle customers are not impacted