Welcome to car finance in the fast lane

Welcome to car finance
in the fast lane

Representative 19.9% APR

Fast application

Fast application

Choose a vehicle that fits your lifestyle and budget

Your car, your rules.
It's yours from
day one.

Finalise your application and get behind the wheel

Shop anywhere or choose a
trusted dealer

Shop anywhere or choose a
trusted dealer

Excellent rated,
dedicated UK team

Excellent rated,
dedicated
UK team

Get my quote
No impact on your credit score

Timer, green tick and chequer flag next next to Oodle Car Finance logo

Check your eligibility and get your quote in 2 minutes

Check your eligibility and get your quote in 2 minutes

Breeze through our simple form and get a personalised quote in 2 minutes.

“I was blown away by how lightning fast and genuinely easy the team at Oodle made getting car finance”

Melina McLean

No jumping through hoops

No jumping through hoops

We do the leg work to make your journey as straightforward as possible. 

"Quick service which was easy and uncomplicated sorting my car in no time"

Kevin B.

Rates from 10.9% APR, representative 19.9%

Representative Example: Borrowing £11,500.00 over 60 months with a fixed interest rate of 19.4% per annum and a representative APR of 19.9%, your monthly repayment would be £291.26. The first payment would be £341.26, which includes a £50 opening fee, the final payment would be £341.26, which includes a £50 Option to Purchase fee. The total cost of credit would be £6,075.60, making the total amount payable £17,575.60. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 19.9%

Representative Example: Borrowing £11,500.00 over 60 months with a fixed interest rate of 19.4% per annum and a representative APR of 19.9%, your monthly repayment would be £291.26. The first payment would be £341.26, which includes a £50 opening fee, the final payment would be £341.26, which includes a £50 Option to Purchase fee. The total cost of credit would be £6,075.60, making the total amount payable £17,575.60. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 19.9%

Representative Example: Borrowing £11,500.00 over 60 months with a fixed interest rate of 19.4% per annum and a representative APR of 19.9%, your monthly repayment would be £291.26. The first payment would be £341.26, which includes a £50 opening fee, the final payment would be £341.26, which includes a £50 Option to Purchase fee. The total cost of credit would be £6,075.60, making the total amount payable £17,575.60. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Trustpilot logo with 4.5/5 star rating.

Car finance that's actually simple

Car finance that's actually simple

Car finance that's actually simple

Whether you're looking for your dream car or simply need more boot space, finance from Oodle could help spread the cost.

Fast application

Fast application - money
in your account next working day.

Manage your agreement in our app

Excellent rated on TrustPilot

FAQs

Will applying for car finance affect my credit score?

At Oodle, we understand the importance of your credit score. Don’t worry, when you apply for used car finance through us, we perform a soft credit check to begin with, which does not affect your credit score. If you choose to go ahead with that finance offer, we’ll ask for your OK to do a full credit check. 

Can I get car finance if I have bad credit?

Generally, the higher your credit score, the greater your chances of being accepted for credit and the better (lower) the interest rate may be. If you have a low credit score it doesn’t mean that you will be refused credit, but you might have to shop around – and you can expect to pay a higher interest rate. 

Join over 250,000 happy Oodle customers

Join over 250,000 happy Oodle customers

Representative 19.9% APR

Get my quote
No impact on your credit score