Welcome to car finance in the fast lane

From 10.9% APR, representative 14.7% APR

Fast application, money in your account next working day

Fast application, money in your account next working day

Your car, your rules. It's yours from day one.

Your car, your rules. It's yours from day one.

Shop anywhere or choose a trusted dealer

Shop anywhere or choose a trusted dealer

Excellent rated,
dedicated UK team

Excellent rated,
dedicated UK team

Get my quote
No impact on your credit score

Timer, green tick and chequer flag next next to Oodle Car Finance logo

Check your eligibility and get your quote in 2 minutes

Check your eligibility and get your quote in 2 minutes

Breeze through our simple form and get a personalised quote in 2 minutes.

“I was blown away by how lightning fast and genuinely easy the team at Oodle made getting car finance”

Melina McLean

No jumping through hoops

No jumping through hoops

We do all the leg work to make your journey as straightforward as possible. 

"Quick service which was easy and uncomplicated sorting my car in no time"

Kevin B.

Buy your car from anywhere

Buy your car from anywhere

You can take out a car loan with us and shop for your car just about anywhere online. Once the cash is in your account, you're free to buy the car that suits you best, wherever you find it.

Car buying made simple and managed to buy
my dream car...”

Darren G.

Rates from 10.9% APR, representative 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Rates from 10.9% APR with an APR 14.7%

Representative Example: Borrowing £10,000 over 60 months with a fixed interest rate of 14.7% per annum and a representative APR of 14.7%, your monthly repayment would be £232.53. The first payment would be £282.53, which includes a £50 opening fee. The total cost of credit would be £3,900.00, making the total amount payable £13,900.00. The representative APR includes all interest and fees.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Trustpilot logo with 4.5/5 star rating.

Car finance that's actually simple

Car finance that's actually simple

Car finance that's actually simple

Whether you’re after your dream car, thinking about switching to electric, or just need a bit more space in the boot, an Oodle Car Loan could help you cover the cost.

Fast application - money
in your account next
working day.

Fast application - money
in your account next working day.

Your car, your rules.
It’s yours from day one.

Shop anywhere or choose
a trusted dealer.

Excellent rated,
dedicated UK team.

FAQs

Will applying for car finance affect my credit score?

At Oodle, we understand the importance of your credit score. Don’t worry, when you apply for used car finance through us, we perform a soft credit check to begin with, which does not affect your credit score. If you choose to go ahead with that finance offer, we’ll ask for your OK to do a full credit check. 

What is a car loan ?

A car loan is a way of financing a vehicle that allows you to buy the car outright using the finance and then pay manageable monthly payments, until the loan is paid off.

What are the benefits of using a car loan to buy your next car?

A car loan allows you to buy the vehicle outright unattached to any asset. You will have monthly payments until the loan is completed after which point there will be no additional payments or charges.

Can I get car finance if I have bad credit?

Generally, the higher your credit score, the greater your chances of being accepted for credit and the better (lower) the interest rate may be. If you have a low credit score it doesn’t mean that you will be refused credit, but you might have to shop around – and you can expect to pay a higher interest rate. 

Can Oodle help me find a car?

You can take out a car loan with us and shop for your new wheels just about anywhere online. Once the cash is in your account, you're free to buy the car that suits you best, wherever you find it.

Join over 250,000 happy Oodle customers

Join over 250,000 happy Oodle customers

Representative 14.7% APR

Get my quote
No impact on your credit score