What do I need to apply?


What documents do I need?

When you apply, we'll need to do some ID and fraud checks.

We’ll always need a picture of your driving licence, to prove that it's you and that you are legally allowed to drive in the UK. Make sure you check your driving license is in date before applying.

We may also need:

  • Proof of your UK residence at a fixed address for a period of at least three years

  • A copy of your passport

  • Three months’ bank statements.

We’ll also use electronic verification checks through a reputable third party such as Credit Industry Fraud Avoidance System (CIFAS).


Do I need a deposit?

Deposits help secure your new car, and are usually 10% of its value.

You can either pay the deposit yourself, or you can add it to your monthly repayments. Let us know what works best for you.


Do I need to have found a car already?

Our online marketplace makes it super-easy to find the car you love at a price you can afford from our approved dealers.

You can search thousands of cars that have been checked, serviced and MOT tested, and buy with confidence.


How long will it take to get a decision?

We know how busy life is, and using our latest technology means that we’ll usually be able to give you an answer in seconds.

We may sometimes need to review your application in a little more detail to check our finance is right for you.


Will applying impact my credit score?

By limiting the number of car finance applications you make and checking that only ‘soft’ searches will be carried out, you can protect your credit score and there should be no negative effect.    

If your application is successful, car finance will have a positive effect as long as you make all your repayments on time.

What do I need to apply?


What documents do I need?

When you apply, we'll need to do some ID and fraud checks.

We’ll always need a picture of your driving licence, to prove that it's you and that you are legally allowed to drive in the UK. Make sure you check your driving license is in date before applying.

We may also need:

  • Proof of your UK residence at a fixed address for a period of at least three years

  • A copy of your passport

  • Three months’ bank statements.

We’ll also use electronic verification checks through a reputable third party such as Credit Industry Fraud Avoidance System (CIFAS).


Do I need a deposit?

Deposits help secure your new car, and are usually 10% of its value.

You can either pay the deposit yourself, or you can add it to your monthly repayments. Let us know what works best for you.


Do I need to have found a car already?

Our online marketplace makes it super-easy to find the car you love at a price you can afford from our approved dealers.

You can search thousands of cars that have been checked, serviced and MOT tested, and buy with confidence.


How long will it take to get a decision?

We know how busy life is, and using our latest technology means that we’ll usually be able to give you an answer in seconds.

We may sometimes need to review your application in a little more detail to check our finance is right for you.


Will applying impact my credit score?

By limiting the number of car finance applications you make and checking that only ‘soft’ searches will be carried out, you can protect your credit score and there should be no negative effect.    

If your application is successful, car finance will have a positive effect as long as you make all your repayments on time.

What do I need to apply?


What documents do I need?

When you apply, we'll need to do some ID and fraud checks.

We’ll always need a picture of your driving licence, to prove that it's you and that you are legally allowed to drive in the UK. Make sure you check your driving license is in date before applying.

We may also need:

  • Proof of your UK residence at a fixed address for a period of at least three years

  • A copy of your passport

  • Three months’ bank statements.

We’ll also use electronic verification checks through a reputable third party such as Credit Industry Fraud Avoidance System (CIFAS).


Do I need a deposit?

Deposits help secure your new car, and are usually 10% of its value.

You can either pay the deposit yourself, or you can add it to your monthly repayments. Let us know what works best for you.


Do I need to have found a car already?

Our online marketplace makes it super-easy to find the car you love at a price you can afford from our approved dealers.

You can search thousands of cars that have been checked, serviced and MOT tested, and buy with confidence.


How long will it take to get a decision?

We know how busy life is, and using our latest technology means that we’ll usually be able to give you an answer in seconds.

We may sometimes need to review your application in a little more detail to check our finance is right for you.


Will applying impact my credit score?

By limiting the number of car finance applications you make and checking that only ‘soft’ searches will be carried out, you can protect your credit score and there should be no negative effect.    

If your application is successful, car finance will have a positive effect as long as you make all your repayments on time.