NEWS: FCA announcement on discretionary commission arrangements (DCAs)

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Car finance made simple

Guide to car finance

Starting your car buying journey and looking at car finance options can be quite intimidating. It may be one of the biggest financial decisions you make beyond buying a home, and between all the different car finance companies, abbreviations and jargon, it can be tough to know what’s right for you.

Credit scores

Your credit score is a number which relects how likely you are to keep up with your payments, based on your credit and spending history – your score change can change over time and the higher it is, the more chance you have of being accepted for credit.

Hire purchase agreements

Hire purchase is just one of several ways that lenders typically offer to finance your next car by paying monthly, as opposed to paying the full amount in one go. But what is it, and what are the benefits of this type of finance agreement?

Car loans

A car loan is another way of financing a new or used car. Car loans work slightly differently to other finance products, like hire purchase and personal contract purchase. Learn more about them and find out why a car loan might be right for you.

Need more help?

Head over to our Help Centre to find out more about car finance, our application process, and what to expect at every step of your Oodle journey.