Can I get Oodle finance if I have a student overdraft?

Having a student overdraft appears on your credit file - as this is a form of credit, it could impact your credit rating if you exceed the limit or don't pay it back on time. Other factors which can impact your credit are whether you're on the electoral roll and if you pay your bills on time.

We’ll need to carry out a credit check to see how well you've handled credit and payments.

Can I get Oodle finance if I'm bankrupt?

If an insolvency is over 36 months old, we can consider lending. We’ll consider a number of things when you apply for finance - how long ago you declared bankruptcy, your current credit score, and if you can afford the monthly payments.