Oodle Articles

There’s no such thing as a minimum credit score that will guarantee you credit. But it’s certainly true that the better your credit score, the better your chances of being approved for a loan. Read on to find out how to get there.

You can use your personal loan for various personal expenses. However, you can’t and shouldn’t just do whatever you want with it. There are certain restrictions and limitations. Knowing these limitations will helps you stay on the right side of the law and avoid financial trouble so let’s find out the kinds of things you shouldn’t be relying on a personal loan for.

If you’re thinking about financing a car, you may have heard about guarantors. A guarantor is someone who agrees to pay a borrower’s debt if they fail to meet their payments. When you have a guarantor, they will make your payments for you if you can’t keep up with them. It’s usually someone close to you, like a trusted friend or family member.

When you take out a car loan, or any loan, this gets reported to credit agencies and the loan appears on your credit report, where it will stay for several years. How you manage your loan payments will affect your credit score and your credit history positively or negatively.

Crashing your car is stressful enough, but it can feel even more complicated if the car is financed. If you find yourself in this situation, it’s important to know what steps to take next. This guide will walk you through what to do if you crash a financed car.

The only thing worse than having a car stolen, is having a car on finance stolen. If you’re still paying it off, it can feel like adding insult to injury. Thankfully car theft is rare, but it does happen. If it happens to you, try not to panic, there are things you can do to make the whole experience easier to deal with. Grab yourself a cuppa and read on.

If you’re thinking of applying for a mortgage, you might be wondering if car finance has any effect on your chances of being successful. The answer is yes, car finance can impact your ability to get a mortgage, especially if your finance arrangement still has a long time to run.

Getting a car is a dream for many young people, and for students, it can change their lives. But is it possible for students to get car finance?

Unsure of your remaining car finance? Don’t worry – our guide explores the ways you can find out how much car is finance left on your car.

If you have a car finance agreement and you want to end it early, the settlement figure is the amount of money you need to pay to close the loan.

Gain a clearer understanding of what’s involved, and the time it takes, to access a secured loan.

Providing that the other person has a full clean driving licence and that the appropriate insurance is in place, then yes – another person can drive your financed car. Read on for the must-know rules.

When you apply for car finance, the finance company will run some checks on you. Here’s everything you need to know about what you can expect.

Keeping your financial well-being in check will undoubtedly mean questions along the way. This article explores the impact that taking out car finance has on your credit score.

Gain a clearer understanding of the what’s involved, and the time it takes, to access a secured loan.

Ever wondered about car finance but worry that it is hard to get? We’ve got you covered. Gain practical insights and useful tips to help you on your way to car finance success.

Discover what defines a bad credit score. Get an understanding of the detail so you can make better financial decisions and understand credit challenges.

Ready to apply for a secured loan? Make sure you’re up to speed with everything you’ll need for a hassle-free car finance application.

If your circumstances change, you might wonder if it’s possible to transfer your car finance to another party. Here, we assess your options.

Ever wondered why banks lean towards secured or unsecured loans? Let's dive into the world of loans, exploring the details behind their choices.

Demystify the costs of car finance in the UK with our comprehensive guide. Here, we uncover exactly how much car finance will cost you, giving you essential insights for informed decision-making.

Navigating car finance can be challenging, especially when faced with application refusal. Here we explore common pitfalls in the application process and gain insights into how to confidently overcome obstacles on your journey to approval.

Ready to dive into the nitty-gritty of car financing? Our guide, 'Understanding the downsides to financing a car', spills the beans on what to watch out for, so you can cruise through the process with confidence. Let's break it down!

Buying a car with finance can be thrilling, but questions about ownership can quickly put the brakes on your excitement. Worry not! Here we unpick the sometimes-confusing world of V5C names and car finance, clarifying who’s legally responsible and offering safe routes for the road ahead.

As the UK motor industry recovers from the pandemic, we explore the trends that could shape the future of the sector, for manufacturers, dealers and customers alike.

Phillip Williams, Co-Founder and Director of Oodle Car Finance, predicts a bumpy road for the first six months – but a brighter outlook for the second half of the year. The automotive industry has always been a remarkably resilient trade and we’ve seen this in abundance in 2023. Despite the cost of living crisis and the Russian invasion of Ukraine, both sales and prices have held up.

From time to time, you may not need to use your car. This could be due to illness, because you’re away, you’re trying to save money on fuel, or simply down to bad weather. Whatever the reason, the last thing you want is for your car to conk out while it’s not being used. Read on to find out how to keep your car in good shape if you won’t be driving it for a while.

White goods, TVs, stereos and other big household purchases were once considered important enough to warrant a visit to a store

If you are currently in a payment break, we will contact you around 20 days before your next payment is due. There is no need to contact us before then.

Extraordinary levels of employee engagement cited by judges

The road ahead for car buying

What will we be driving in the next 10 years? Diesel? Electric? Hybrid? Hydrogen?